http://www.aimchecker.com/car-insurance-direct-debit/
Car insurance direct debit has defaulted?
I have recently received an email saying that my car insurance has been cancelled because my direct debit has been defaulted. I have revised all direct debits to my insurance company over the past year through the period I am contracted to pay and I have paid every single penny. An email was sent at 12:34 asking me to call urgently to make payment (WHAT PAYMENT?!) and failure to do so by 17:30 (THE SAME DAY) and my insurance will be cancelled. To say this warning email was sent in the middle of day (baring in mind I was at work til 19:00) and then the insurance cancelled only a few hours later is very annoying and now I can’t drive my car. This is absolutely ridiculous and I beg for your help as I am young, male and first time driver therefore my insurance was £2393.97 which isn’t cheap for a student and with no experience I call for your help! Thank you 
Check with your insurance company to see if they actually sent you an email concerning this payment. There could be a scam with someone just trying to get some information about your bank account number. Contact your bank also to see if there is a problem.
Day 20 – Car Insurance.mpg